A lot of consumers who have bad credit feel as if they have little hope for financing a car, truck, or SUV and that their only solution is to get an old car with a lot more miles than they’d like to have. On the plus side, auto dealers have been adapting to this new credit landscape. Historically, car dealerships have been unable to get customers who have unfavorable credit ratings in the driver’s seat, so more and more dealerships have been providing financing directly.
These dealerships may be called:
- Tote The Note
- In House Financing
- Your Job is Your Credit
- Buy Here Pay Here Dealership
Whereas a conventional car lot helps you decide on your vehicle first, then talks to you about financing, buy here pay here car lots in Georgia are the exact opposite.
Nearly all money specialists advise that your car payment cost no greater than 1/10th of how much you earn per month. Car dealerships oftentimes have an unhealthy habit of talking you into spending more than is smart on a car or truck, so remember the 10% rule of thumb. When possible, invest even less than this amount.
Benefits of BHPH Georgia
Pre-arranged acceptance makes it easier to get your credit approved. It’s our mission to get your credit approved – online.